FractCIO — Fractional CIO & FinOps for FinTech and Banking

Fractional CIO, vCIO, Cloud FinOps, and vendor governance for regulated financial services. Certified FinOps Practitioner. $80M+ in total contract value negotiated. 40% average AWS spend reductions. 99.97% uptime delivered for FinTech operators.

Services

Fractional CIO & vCIO

SVP-level IT executive leadership without the full-time hire. Strategy, governance, vendor selection, board reporting, and IT succession planning for FinTech and banking organizations.

Cloud FinOps

Certified FinOps Practitioner-led cost optimization. AWS, GCP, Azure spend audits using the FinOps Foundation Framework and FOCUS Specification. Typical engagement reduces cloud spend 25–45% within 90 days.

Vendor Governance & Profit Recovery Audits

Contract reviews, renegotiation, and vendor consolidation. We've identified and recovered millions in vendor overcharges, redundant tooling, and shadow IT subscriptions.

Regulatory & Compliance Advisory

SOC 2, PCI-DSS, regulatory technology compliance, and audit readiness for banks, FinTechs, and payment processors.

About Thomas Ferri

SVP-level IT executive with 20+ years in FinTech and Banking. Certified FinOps Practitioner, AWS Certified Cloud Practitioner. Former IT leader at multiple regulated financial services organizations. Founder of FractCIO and CiteCore.AI.

Contact

FractCIO · United States · +1-704-996-4850